Broker Check


At Synergy Wealth Management, we strive to be a fiduciary for our clients and educate others about what is going on in the investment industry.  We provide weekly updates that promote industry transparency, watch out for client's best interest, and provide investment research and tips.    


Tuesday, March 20, 2018

With the reversal of the Fiduciary Rule, we thought we would again share our thoughts and process. Last Thursday, March 15th, the 5th Circuit Court of Appeals voided the Department of Labor’s Fiduciary Rule. This rule required...


Friday, March 2, 2018

Have you ever heard anyone say, "I wish I knew what I know now back then"? In high school and growing up, personal finances including money, budgeting, and investing don't have a large part in our learning curriculum. Even in college...


Friday, February 23, 2018

This chart is from Fortune Magazine, which shows that the non-financial S&P 500 companies have around $1.2 trillion in overseas cash. With the tax overall, several companies have claimed they will be bringing back cash back into the...


Thursday, January 11, 2018

Bitcoin and other cryptocurrencies have been a hot topic lately in the media. Stories of people making a fortune on buying and selling Bitcoin has enticed many investors to take the leap of faith and jump on the "bandwagon". We've had...


Friday, January 5, 2018

2017 is now behind us and we are into a new year! For some of us, 2018 will be the year they turn 50. If that's the case, it's important to remember that you may now qualify for an additional catch up contribution in your retirement...


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Friday, December 22, 2017

This post is expanding on our blog post from a few weeks ago that describes the differences between investing in pre-tax versus after tax retirement accounts. Now that you've read the differences, it's time to figure out what may be...


Thursday, December 14, 2017

We see it very often, that investors get themselves highly concentrated in the US markets. For instance, someone may have all of their stock allocated to an S&P 500 fund and think they are well diversified. This is especially the case...


Friday, December 1, 2017

The question over what is better in regards to a ROTH IRA versus Traditional IRA is one that many investors struggle with. The answer is not always so simple and straightforward. Every investor is different and who knows what the...


Friday, November 17, 2017

It's no surprise that there are costs involved in investing. No one does anything for free in the investment industry. But, do you know exactly how much you are paying and to who for your investments? If you are like most investors,...


Thursday, November 9, 2017

Have you ever wondered how much you need to save for your retirement? Well, you're not alone. Many people struggle with knowing how much is enough and the answer isn't a cut and dry one. There are many different factors that take place...


Friday, November 3, 2017

Protecting Your Passwords: Regularly reset your passwords and avoid using common passwords across a range of financial logins and email accounts. Make sure your usernames for financial accounts are unique. Never use your social...


Friday, October 27, 2017

Tip 1: Managing Your Devices It's important to make sure you have the most up-to-date antivirus and anti-spyware programs installed on your devices. Always try to update these programs as updates become available. Only access sensitive...


Friday, October 20, 2017

Choosing a financial advisor in Grand Rapids can be a difficult decision. There are many firms to choose from with thousands of advisors in total. Some firms have different affiliations and advisors have several differing titles and...


Thursday, October 12, 2017

Investors that have realized that passive management is the best way to go, often question what the differences between Dimensional Fund Advisors (DFA) and Vanguard are. Below are a few bullet points on the main differences. Indexing...


Wednesday, May 17, 2017

2017 Q1 Market Review


Wednesday, November 30, 2016

Markets are priced based on millions of buyers and sellers collective wisdom.  Trying to outguess the markets is incredibly difficult and expensive.  Over the long run, the results are almost always inferior when compared to a mar


Friday, September 16, 2016

With so many options for your children's 529 college savings plans, it can be hard to know what is in your best interests.  Here is what you need to know about them.


Tuesday, August 23, 2016

Ever wonder what the real difference is between the fiduciary standard (doing what's in the client's best interest) versus the suitability standard (doing what is simply suitable for the client)?  It's a huge deal in the 40


Tuesday, July 26, 2016

Is Now a Good Time to Be in the Market?


Monday, July 25, 2016

See how the new Department of Labor ruling will create drastic changes in the investment landscape for retirement accounts.  


Friday, December 4, 2015

Long has passive management been a mere sliver when compared to the total assets managed by actively managed funds.  Why is this?      


Wednesday, November 11, 2015

Advisors Jolted by Details of Proposed DoL Payout Disclosure Plan


Wednesday, October 28, 2015

Should Investors Sell After a "Correction"?


Monday, October 12, 2015

"Global markets are providing investors a rough ride at the moment, as the focus turns to China's economic outlook.  But while falling markets can be worrisome, maintaining a longer-term perspective makes the volatility easier


Wednesday, August 12, 2015

A look into the push-back against the fiduciary proposal.


Monday, July 20, 2015

Avoid being sold on emotions.  Emotions play against your better judgement.